文章基本信息

标题：Compulsive buying and credit card misuse among credit card holders: The roles of self-esteem, materialism, impulsive buying and budget constraint
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作者：Nor Asiah Omar ; Ruzita Abdul Rahim ; Che Aniza Che Wel 等
期刊名称：Intangible Capital
印刷版ISSN：2014-3214
电子版ISSN：1697-9818
出版年度：2014
卷号：10
期号：1
页码：52-74
语种：English
出版社：Universitat Politècnica de Catalunya
其他摘要：Purpose: This study aims to examine the factors that influence credit card misuse among working adults in Klang Valley, Malaysia. The relationship among self-esteem, materialism, impulsive buying, budget constraint, compulsive buying and credit card misuse are explored in this study. Design/methodology/approach: A total of 186 questionnaires was collected via convenience sampling from credit card users of working adults in Malaysia. A structural equation model that assesses the relationship between the proposed variables is tested using AMOS 20. Findings: The findings reveal that budget constraints, impulsive buying and materialism have a statistically significant influence on compulsive buying. In terms of credit card misuse, it is influenced negatively by self-esteem while positively by compulsive buying. Originality/value: Despite vast research on compulsive buying and credit cardmisuse, very few studies have examined it in the non-Western context.
关键词：Credit card; compulsive buying; self-esteem; materialism; impulsive buying; budget constraints; Malaysia