文章基本信息

标题：Microfinance and the Decline of Poverty: Evidence from the Nineteenth-Century Netherlands
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作者：HEIDI DENEWETH ; OSCAR GELDERBLOM ; JOOST JONKER 等
期刊名称：Journal of Economic Development - Seoul
印刷版ISSN：0254-8372
出版年度：2014
卷号：39
期号：1
出版社：Economic Research Institute
摘要：Applying insights from recent literature on the financial behaviour of poor households in developing countries to the nineteenth-century Netherlands, we show that micro finance type institutions failed to alleviate the country’s persistent poverty for the same reasons found today. The numerous institutions launched failed to reach the customers targeted because, like the poor households analyzed in the modern literature, the Dutch poor lacked the money to use them and relied on a combination of makeshift and network solutions instead until rising wages from about 1870 widened their options. Consequently growth preceded finance, not the other way around.
关键词：Microfinance; Poverty; Cash Flow Management; 19th Century Netherlands