期刊名称:International Journal of Computer Science and Security (IJCSS)
电子版ISSN:1985-1553
出版年度:2014
卷号:8
期号:2
页码:38-62
出版社:Computer Science Journals
摘要:Cyber-criminals have benefited from on-line banking (OB), regardless of the extensive research on financial cyber-security. To better be prepared for what the future might bring, we try to predict how hacking tools might evolve. We briefly survey the state-of-the-art tools developed by black- hat hackers and conclude that they could be automated dramatically. To demonstrate the feasibility of our predictions and prove that many two-factor authentication schemes can be bypassed, we have analyzed banking and modern payments system security. In this research we will review different payment protocols and security methods that are being used to run banking systems. We will survey some of the popular systems that are being used today, with a deeper focus on the Chips, cards, NFC, authentication etc. In addition, we will also discuss the weaknesses in the systems that can compromise the customer's trust.
关键词:Banking Security; Authentication; Chip and PIN; ATM.