文章基本信息

标题：FSA Direct Farm Loan Program Graduation Rates and Reasons for Exiting
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作者：Dixon, Bruce L. ; Ahrendsen, Bruce L. ; Nwoha, Ogbonnaya John 等
期刊名称：Journal of Food Distribution Research
印刷版ISSN：0047-245X
出版年度：2007
卷号：38
期号：12
页码：471-487
出版社：Food Distribution Research Society
摘要：Farm Service Agency (FSA) direct loans are intended to provide transitory credit to creditworthy borrowers unable to obtain conventional credit at reasonable terms. Farm loan program (FLP) effectiveness is measured in part by how readily direct loan borrowers graduate to conventional credit. A survey of FSA borrowers originating direct loans during fiscal years 1994-1996 is used to estimate graduation rates. A majority of 1994-1996 loan originators did exit the direct FLP by November 2004. A multinomial logit model indicates financial strength at origination resulted in greater likelihood of farming without direct loans approximately 9 years after loan origination.
关键词：direct loans;Farm Service Agency;graduation;multinomial logit