文章基本信息

标题：EVALUATION OF CROP INSURANCE PREMIUM RATES FOR GEORGIA AND SOUTH CAROLINA PEACHES
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作者：Miller, Stephen E. ; Kahl, Kandice H. ; Rathwell, P. James 等
期刊名称：Journal of Food Distribution Research
印刷版ISSN：0047-245X
出版年度：2000
期号：SUPPL
出版社：Food Distribution Research Society
摘要：We estimate actuarially fair premium rates for yield insurance for Georgia andSouth Carolina peaches for comparison to the premium rates established by theRisk Management Agency (RMA) for the 1999 crop. The RMA premium ratesvaried from county to county, but were identical for all growers in a givencounty. The estimated premium rates decrease with the grower's expected yield.The RMA rate structure encouraged adverse selection, as premium rates weretoo low for growers with low expected yields (especially at low coveragelevels) and were too high for growers with high expected yields (especially athigh coverage levels).
关键词：adverse selection; crop insurance; peaches; premium rate; yield;guarantee