文章基本信息

标题：Actuarial Values of Housing Markets
本地全文：下载
作者：Submitted to the CAS Committee on Valuations, Finance ; Investments by Risk Lighthouse LLCDr. Shaun Wang, FCAS, CERA ; Han Chen, FSA 等
期刊名称：Casualty Actuarial Society Forum
印刷版ISSN：1046-6487
出版年度：2014
出版社：CAS
摘要：This paper discusses Risk Lighthouse’s methodology of calculating actuarial housing values, with the goal of helping mortgage lenders to gauge departures of housing market values from the fundamentals, and assisting policymakers with tools for implementing counter-cyclical policies. In the aftermath of the U.S. housing bubble burst, many policymakers are in favor of having some sort of countercyclical measures: Housing prices are reined in when they depart too far (too high or too low) from the fundamentals.