文章基本信息

标题：Banks' costs and income in the payment system in 2001
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作者：Olaf Gresvik ; Grete Øwre
期刊名称：Economic Bulletin / Norges Bank
印刷版ISSN：0029-1676
电子版ISSN：1503-8831
出版年度：2002
期号：4
出版社：Norges Bank
摘要：According to national accounts data, the financial sector showed a strong increase in productivity in the1990s. This article explains that this was largely due to changes in the payment system. A larger number ofpayment transactions are now produced at lower cost than previously, while direct pricing of payment serv-ices enables customers to select services that meet their needs at the lowest possible cost. Both factors havehad a positive impact on the efficiency of the payment system