文章基本信息

标题：The Village Fund Loan: Who Gets It, Keeps It and Loses It?
本地全文：下载
作者：Carmen Kislat ; Lukas Menkhoff
期刊名称：Diskussionspapiere / Universität Hannover
印刷版ISSN：0949-9962
出版年度：2012
卷号：2012
出版社：Hannover
摘要：The village funds programme in Thailand is one of the biggest microfinance programmes in the world aiming at improving access to finance and income in rural areas. Earlier studies indicate that the programme is successful in realising its ambitions to some degree. We extend this work by analysing a second wave of a household survey and find that village fund borrowers are consistently characterised by a lower economic status; accordingly village fund loan are an important lifeline to those households. However, we cannot identify any significant substitution between village fund loans and other loans, raising doubts about the long-run impact of the village fund programme
关键词：rural finance; informal financial institutions; microfinance; Thailand