文章基本信息

标题：One Time Password Security through Cryptography For Mobile Banking
本地全文：下载
作者：Dr.D.S.Rao ; Gurleen Kour ; Divya Jyoti 等
期刊名称：International Journal of Computer Technology and Applications
电子版ISSN：2229-6093
出版年度：2011
卷号：2
期号：5
页码：1563-1567
出版社：Technopark Publications
摘要：Electronic banking- which provides the economic services through internet- changed the business trade of banks drastically, also decreasing the cost and improving the ease for the user. Highly usage of phones in which internet is enabled makes the change of banking operations to mobile phones from desktop computers - a reasonable growth of electronic banking. This newly formed banking which a division of electronic banking is called mobile banking. The mobile banking is explained as: “the execution of financial services inside an electronic procedure- where the customer utilizes the mobile statement methods in combination with mobile devices” (Key & Martin 2004). Mobile banking allows the user to access services give by banks without any constraint on location and time- access the services at anytime and anywhere. Security is the main problem in mobile banking, because it uses simple authentication mechanisms which are easily accessed by hackers. Another problem is when customer enters into new location it is difficult for the user to find location of nearest banks or cash machines