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标题：Some Romanian Models of the Bankruptcy Risk Analysis in Firms’ Management Market
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作者：MIRCEA MUNTEAN ; DANIELA CRISTINA SOLOMON
期刊名称：Economy Transdisciplinarity Cognition
印刷版ISSN：2067-5046
电子版ISSN：2068-7389
出版年度：2011
期号：1
页码：276-285
出版社：George Bacovia University from Bacau
摘要：The bankruptcy risk is characteristic to all firms that do not have to have financial resources to pay debts to suppliers, creditors, employees, the state consolidated budget. In order to discover the bankruptcy risk, there have been used different methods which analysed the figures of the firm's accounting concerning both the enterprise liquidity and solvency, and the creditworthiness towards bank units offering credits. This is how the following Romanian banking models have been created: C.m..oiu - Negoiescu, Anghel, Robu-Mironiuc, Romanian Commercial Bank, Raiffeisen Bank, BRD – Groupe Societe Generale, etc The authors of the respective models have demonstrated the possibility of specialists in the field of economic-financial analysis to prefigure the firms' state of bankruptcy, as well as the risk analysis with a view to grant credits by commercial banks. The implementation of the mentioned models offers managers the necessary information to draw up the credit documents. The characteristic of these models is the fact that they are elaborated according to the realities of Romanian firms. By means of the respective models, the analysts have demonstrated the existence in Romania as well, of some score functions that, by their calculus, express the firm's state of solvency and liquidity, similar to the models presented in the specialized literature abroad
关键词：bankruptcy; risks; models; solvency; liquidity; score function