文章基本信息

标题：DEVELOPMENT OF RURAL SECTOR WITH NEW WAYS OF FINANCING
本地全文：下载
作者：Ilir Tomorri ; Flutura Kalemi ; Remzi Keco 等
期刊名称：Annals : Food Science and Technology
电子版ISSN：2065-2828
出版年度：2013
卷号：14
期号：1
出版社：Valahia University Press
摘要：The rural sector development and the business initiatives in the market economy conditions, require financial resources to realize their requirements in this regard. When the rural sector is considered a priority sector with high increased potential, it is necessary to explore new financing ways for the development of farms and rural businesses. The seasonal nature of agricultural production, highly risked due to weather conditions, the prices instability from one year to the other, the small sized and fragmented farms, the ownership issues, the difficulties in providing the collateral, are some of the reasons that have generated a strict policy by commercial banks and other financial institutions in financing this sector. The crediting process for the Albanian economy in the recent years has experienced an increase, which was beneficial to most large businesses in financing their capital needs, while the crediting to rural entrepreneurships is limited. Crediting to the rural sector, fluctuate at 1-2%, which shows that the farmers have been facing difficulties during this period in order to have access to financing. Referring to official statistics and financial market structure, where credit access is limited, (in addition to the contribution of the banking system), the leasing plays an important role as an alternative way for farmers’ financing. In this context, rural businesses have the opportunities to provide financial resources through leasing companies; they can provide as well modern technology machinery and equipment, enabling increased productivity and competitiveness of their products and services.
关键词：Crediting; efficiency; leasing; assets; rural businesses; productivity.