文章基本信息

标题：Determinants of Bank Profit Efficiency: Evidence from Indonesia
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作者：Muazaroh ; Tandelilin Eduardus ; Suad Husnan 等
期刊名称：International Journal of Economics and Finance Studies
电子版ISSN：1309-8055
出版年度：2012
卷号：4
期号：2
出版社：Social Sciences Research Society
摘要：This study investigates the determinants of banks’ profit efficiency over period 2005-2009 in Indonesian banks. Specifically it examines bank size, credit risk, capital, ownership structure and market share on banks profit efficiency. A two stage research methods is employed. First, the scores of bank efficiency are estimated using Stochastic Frontier Analysis (SFA). Second, the scores obtained are linked to a series of determinants of bank efficiency using regression techniques. The results show that score efficiency of bank in Indonesia is still inefficient. Therefore that there is a high potential to increase profit efficiency in Indonesian banks. Other result show that size, capital, ownership structure and market share of bank have significant impact on bank profit efficiency but credit risk has insignificant impact on bank profit efficiency. These results offer practical contribution to bank managers, practitioners and policy makers on the relevance of a number driving factors of bank efficiency that might help them to improve bank efficiency and banking system efficiency.
关键词：bank profit efficiency; stochastic frontier analysis and ownership;structure