文章基本信息

标题：MICRO CREDIT AS A TOOL FOR POVERTY ALLEVIATION IN OGUN STATE, NIGERIA
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作者：Ismail Olaleke Fasanya ; Adegbemi Onakoya
期刊名称：The Journal of Sustainable Development in Africa (JSDA)
电子版ISSN：1520-5509
出版年度：2012
卷号：14
期号：8
出版社：Institute of Sustainable Development in Africa
摘要：This paper examines the concept of micro credit as a tool for alleviating poverty in Nigeria. Micro credit is about providing specialized credit savings and other financial services of small amount to micro entrepreneurs to enable them expand their business opportunities, increase their income and their living standards. This study utilizes primary data that were obtained through the use of structured questionnaires. The questions were structured in such a way as to gather pertinent and specific information on how micro credit has enhanced the quality of life of rural dwellers of the Ijebu North Local Government Area of Ogun state, Nigeria. This paper employs both descriptive and quantitative techniques in which chi-square technique was used to test the significance difference among the frequencies. The findings indicate that micro credit to some extent enhances the general welfare of rural dwellers thereby reducing the level of poverty in the economy if they are properly financed and managed.
关键词：Micro Credit; Poverty; Quantitative Techniques; Ogun State; Nigeria