文章基本信息

标题：Predictors of Pension Finance Literacy: A Survey of Members of Occupational Pension Schemes in Kenya
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作者：Amos Gitau Njuguna ; John Kennedy Otsola
期刊名称：International Journal of Business and Management
印刷版ISSN：1833-3850
电子版ISSN：1833-8119
出版年度：2011
卷号：6
期号：9
页码：101
DOI：10.5539/ijbm.v6n9p101
出版社：Canadian Center of Science and Education
摘要：Pension finance literacy enables individuals to plan for retirement, make proper choices on pension products and contribute effectively in management of their pension schemes. This study sought to determine the pension finance literacy levels and the variables that influence it amongst members of occupational retirement schemes in Kenya. The sample consisted of 2395 (response rate 65%) individuals drawn from 648 occupational retirement schemes. A binary measure of pension finance literacy was constructed and one way ANOVA and post hoc tests using the Tukey approach were conducted to determine the bases on which pension finance literacy levels differ. The study concludes that pension finance literacy differs significantly on the basis of age, education level, gender, job experience, management level, income, pension plan design, participation in previous pension finance literacy program, area of specialization and membership in a pension plan board but does not differ on the basis of the marital status of the individuals.