文章基本信息

标题：AnÃ¡lisis EconÃ³mico del Sistema de Seguros de Salud en Chile
本地全文：下载
作者：Ronald Fischer ; Pablo Serra
期刊名称：Revista de Análisis Económico (RAE)
印刷版ISSN：0716-5927
电子版ISSN：0718-8870
出版年度：1996
卷号：11
期号：2
页码：187-217
出版社：ILADES & Universidad Alberto Hurtado
摘要：Chile's private health insurance system has expanded rapidly since its inception in 1981, now covering 28% of the population. The natural evolution of the system has solved some of its original problems. Nevertheless, the following serious difficulties remain: the tendency to raise the costs of health services, the poor coverage of catastrophic illness and the loss of freedom of choice for affiliates as they age or when they acquire a chronic disease. These problems originate in informational asymmetries between affiliates, doctors and insurance companies, the coexistence with a public system having totally different characteristics, and errors in the design of the system. This paper describes a coherent set of proposals that solve the main problems of the system.