文章基本信息

标题：INSEMNATATEA DOBANZII ANUALE EFECTIVE IN STRUCTURA PRETULUI PRODUSELOR BANCARE
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作者：Lucian-Ion MEDAR ; Ioan Dumitru MOTONIU
期刊名称：Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie
印刷版ISSN：1844-7007
出版年度：2011
卷号：02
出版社：Academica Brâncuşi
摘要：The importance of the products and services prices can be found in the reference price, that customer must compare it with the price of the last made acquisition. The price of the banking product, that includes the effective annual intrest rate (EAI), is a guide price including all the cost elements related to banking products and services. The price of the products promoted through lending activities, is affected by the exchange rate of national and foreign currency, available on the money market. The role of the banking fee is very important in the specific services and bank products price formation.