文章基本信息

标题：Factors Influencing the Choice of Commercial Banks by University Students in South Africa
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作者：Cleopas Chigamba ; Olawale Fatoki
期刊名称：International Journal of Business and Management
印刷版ISSN：1833-3850
电子版ISSN：1833-8119
出版年度：2011
卷号：6
期号：6
页码：66
DOI：10.5539/ijbm.v6n6p66
出版社：Canadian Center of Science and Education
摘要：University students represent an attractive segment of customers for retail banks in many countries including
South Africa. The objective of this study was to investigate the determinants of the choice of commercial banks
by university students. University of Fort Hare (Alice campus) was the study area. Data was collected through
self-administered questionnaire. Convenience sampling method was used. For data collection, forty questions
were identified through a review of the literature. Principal component analysis reduced the forty questions to six
factors namely, service, proximity, attractiveness, recommendations, marketing and price. Data was analysed
using descriptive statistics, T-test and ANOVA. The Cronbach’s alpha was used to test the reliability of the
scales. The results showed that the six factors are important factors are important determinants of the choice of
commercial banks. Recommendations included marketing strategies by commercial bank management focused
on different market segments including university students.