文章基本信息

标题：THE IMPACT OF THE ECONOMIC CRISIS ON CREDIT INSURANCE
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作者：Ciumas Cristina ; Vaidean Viorela-Ligia ; Manta Stefan 等
期刊名称：Annals of the University of Oradea : Economic Science
印刷版ISSN：1222-569X
电子版ISSN：1582-5450
出版年度：2010
卷号：XIX
期号：01
页码：338-338–343
出版社：University of Oradea
摘要：The insurance domain is one of the most complex and extensive areas of the market. However this field is very risk exposed especially in this period of economic instability. One of the most non-performant insurance products at this time is the credit insurance. Due to inability to pay and increasing bad loans, insurance companies have decided to remove these products from their portfolio. We believe that the signs that led to this situation have been very visible for a long time, but the insurance market players refused to give too much importance to them because they based their operations on the artificial strength of the whole system. In this paper we want to show how things have evolved on the credit insurance market as compared to the general insurance market, and if the present situation could have been anticipated and avoided
关键词：crisis, inflation, hazard, credits, performance, panel data