期刊名称：IoES Working Paper Series / Institute of Economic Studies, University of Iceland
出版年度：2004
卷号：2004
出版社：niversity of Iceland
摘要：Many countries have reformed their pension systems, or are on their way to doing so,
to be better prepared financially to meet upcoming demographic challenges. During
these reforms many countries have moved farther toward systems based on funding
and private arrangements, such as individual retirement accounts, both mandatory and
voluntary. It is a well-known fact that people are retiring earlier than before, even
before they are entitled to public pensions. This withdrawal of workers from the
workforce at a younger age suggests that retirement income is gradually increasing, or
that people are being forced out of the labour market. Moreover, life expectancy is
constantly increasing. This combination of earlier retirement and longer life
expectancy results in a much longer span of inactivity than before, which has to be
financed. This has prompted people to make private pensions arrangements.
Loading...
