摘要:Since the dawn of the 21st century, the
Mexican financial market has been
marked by a prolonged phase of economic
stability with controlled inflation, continuing
economic growth, a balanced state budget
and the sustained and positive development
of the stock market. Yet this is a financial
market also characterised by an extremely
uneven income distribution, high interest
rates reflecting earlier inflation risks which
have since been dealt with, and a lack of
trust on the part of private investors. Negative
experiences of the market because of repeated
failures of the financial system up until
the mid-90s have resulted in the current
absence of an ¡°investment¡± or ¡°saving¡± mentality.
Household income is immediately spent;
large swathes of the population finance their
spending using credit cards with interest
rates of between 25 and 40% p.a.