出版社：Netherlands Bureau for Economic Policy Analysis
摘要：We analyse empirically price-setting behaviour in the Dutch
mortgage market. We find a large dispersion in the interest
rates between mortgagors (at least 1 percentage point) for the
Netherlands, which may hint at market power due to a large
group of uninformed consumers. Limited transparency of the
mortgage market for borrowers may explain this dispersion.
Price dispersion between life insurance companies is larger
than between banks, which may indicate that they have more
market power than banks.
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