The double role of the banks, independent economically entities, having as objective the maximisation of the profit, in the condition of minimizing the risks, on one hand, and of elements of the banking system, coordinated by the central bank, having as objective the implementing of it’s monetary policy, on the other hand, involves a new dimension of the risk, meaning that the policies carried out by the banks in order to achieve their personal object of activity, may be contradictory with the monetary political measures assessed by the central bank, at a certain moment.

banking risk, financial decision, solvability, liquidity, crediting risk, the indicators;