文章基本信息

标题：Simplification Raises Saving Rates
本地全文：下载
作者：Matthew Davis
期刊名称：NBER Digest
出版年度：2007
卷号：MAY
出版社：National Bureau of Economic Research, Inc.
摘要：Criticisms of America’s low national savings rate often hinge on the assumption that this low savings is driven by Americans’ proclivity for excessive spending. But in Simplification and Saving (NBER Working Paper No. 12659), authors John Beshears, James Choi, David Laibson, and Brigitte Madrian find that the complexity of establishing a savings plan can also play a role in deterring saving.