The whole framework of the new generation campus smart card system based on the mobile communication is designed in this article, and it realizes two technical breakthroughs when it could remain compatible with the existing campus smart card system platform. The first technology is that the design could use the wireless POS based on GPRS network to substitute the wire POS to implement the online identify certification and the consumption payment function at any place, and the second technology is to use the mobile banking and RFID-SIM card composite technology to realize three cards (including the campus smart card, the mobile telephone card, and the bank card) in one card, and use the mobile telephone to substitute the campus smart card campus smart card transfer machine to realize the wireless transfer and the online inquiry function. This application mode integrating the RF card and the mobile communication technology will be the new direction for the development of the campus smart card system, with wide application foreground.