期刊名称:International Journal of Business and Management
印刷版ISSN:1833-3850
电子版ISSN:1833-8119
出版年度:2008
卷号:3
期号:7
页码:113
DOI:10.5539/ijbm.v3n7P113
语种:English
出版社:Canadian Center of Science and Education
摘要:Through analysis of the particularities possessed by commercial banks comparing with general industrial and commercial enterprises, this article put forward four particularities including the high risk, the particularity of the credit market, the particularity of bank product and the particularity of the bank industry. Based on these particularities, we should not follow the common enterprise theory in the industrial organization theory when we analyze the functions and behaviors of commercial banks, and we must understand the optimal selections of commercial banks according to their particularities and limit conditions.