文章基本信息

标题：Effort expectancy and social influence factors as main determinants of performance expectancy using electronic banking
本地全文：下载
作者：Igor Fedorko ; Radovan Bacik ; Beata Gavurova 等
期刊名称：Banks and Bank Systems
印刷版ISSN：1816-7403
电子版ISSN：1991-7074
出版年度：2021
卷号：16
期号：2
页码：27-37
DOI：10.21511/bbs.16(2).2021.03
语种：English
出版社：LLC "CPC "Business Perspectives"
摘要：This study is aimed at determining the effect of expected effort and social influence factors on expected performance when using internet banking. The study adapts the constructs and definitions from the UTAUT model in the context of the adaptation of online banking technology. With regard to the nature of the variables analyzed, the following statistical tests and methods were used: calculation of average values using descriptive statistics; multiple linear regression analysis – to interpret associations between quantitative variables. Banks, as well as users of these banking services in the online environment, are the subject of research. The survey sample consists of 454 men and women and reflects the profile of online consumers across different countries of the European Union. The results of this study show the impact of the social influence construct on the respondents’ behavior when using electronic banking. The expected effort factor in the study significantly affects the expected performance factor, which can be characterized by original research, which showed that the effect of perceived ease of use on behavioral intent and use is incompatible with the degree of system complexity.
关键词：electronic banking usage;technology acceptance model;user behavior