文章基本信息

标题：A COMPARATIVE ANALYSIS OF DETERMINANTS OF ISLAMIC AND CONVENTIONAL BANKING PERFORMANCES IN INDONESIA
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作者：Sri Ulina ; M. Shabri Abd. Majid
期刊名称：Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
印刷版ISSN：2540-8399
电子版ISSN：2540-8402
出版年度：2020
卷号：4
期号：2
页码：176-192
DOI：10.29313/amwaluna.v4i2.5819
语种：English
出版社：Universitas Islam Bandung
摘要：This study attempts to explore comparatively the determinants of financial performances between the conventional and Islamic banks in Indonesia. The determinants investigated in the study include liquidity,non-performing financing,capital adequacy,and operational cost. The samples of this study are three state-owned conventional banks and three Islamic banks that were selected by the purposive sampling technique. Based on the panel regression analysis,the study found that,for the conventional banks,capital adequacy,liquidity,and operational cost had significant influences on banks' performances,while the non-performing loan had an insignificant effect. On the other hand,for the Islamic banks,the liquidity,non-performing financing,and operational cost had significant influences on banks’ performance,while capital adequacy had an insignificant effect. These findings provide important implications for the respective banks to design a proper financial policy to enhance their performances by focusing on the significant determinants affecting banks' performances.
关键词：Banking performances;Islamic banks;Financing risk management;Capital adequacy;Operating expenses.