文章基本信息

标题：Financial Literacy among SMEs’ Owners in Sumatera,Indonesia: The Role of Parents’ Motivation and Experience
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作者：Rika Desiyanti ; Aza Azlina Md Kassim
期刊名称：Journal of Business and Social Review in Emerging Economies
印刷版ISSN：2519-089X
电子版ISSN：2519-0326
出版年度：2020
卷号：6
期号：3
页码：1131-1139
DOI：10.26710/jbsee.v6i3.1374
语种：English
出版社：CSRC Publishing
摘要：Financial literacy is the skill to conduct personal and also business finance. Financial literacy shows information and reasoned both for the economy and finance. Financial literacy is able to apply and regulate financial literacy that affects wellbeing. In 2013,the financial services authority (OJK) has conducted a financial survey and the result indicated that only 21.8% of people understand finance and in 2016,the percentage has increased from about 8% to 29.66. Lacking strength of financial literacy gives low effect on financial decisions,including less saving,opting for more leverage,and involved in unprofitable investments. This paper a particular goal to analyze the influence of parental motivation and experience on financial literacy. Research sample is SMEs' Owners in Sumatra,Indonesia,have been sent questionnaires. Based on a sample of 60 respondents it can be concluded that parents' motivation affected their financial literacy. Nevertheless,financial experience by the parents does not affect financial literacy.
关键词：Parents;motivation;parents; experience;financial literacy