文章基本信息

标题：Bank Risk Profile and Credit Growth in Indonesia
本地全文：下载
作者：Etty Gurendrawati ; Hera Khairunnisa ; I Gusti Ketut Agung Ulupui 等
期刊名称：Jurnal Ilmiah Akuntansi dan Bisnis
印刷版ISSN：2303-1018
出版年度：2021
卷号：16
期号：1
页码：84-95
DOI：10.24843/JIAB.2021.v16.i01.p06
语种：English
出版社：Universitas Udayana
摘要：Banks are one of the important industries in a country, whose importance is evidenced by the management of bank risks. The purpose of this research is to investigate the effect or impact of the risk profile disclosure on banking credit growth in Indonesia for the years 2016, 2017, and 2018. Commercial banks in Indonesia, which provide information related to a complete risk profile in the annual report from 2016 to 2018, were selected as the sample. The risk profile variable is an independent variable consisting of credit risk, market risk, and liquidity risk. Panel data regression with E-Views 8 was used for data processing. The results of the study prove that disclosure of credit risk, market risk, and liquidity have significant influences to the banking credit growth in Indonesia.
关键词：risk profile;credit growth;credit risk;market risk;liquidity risk