文章基本信息

标题：The Determinants of The Bank Regulation and Supervision on The Efficiency of Islamic Banks in Different Country's Income Level
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作者：Nor Halida Haziaton MOHD NOOR ; Mohammed Hariri BAKRI ; Wan Yusrol Rizal WAN YUSOF 等
期刊名称：Journal of Asian Finance, Economics and Business
印刷版ISSN：2288-4637
电子版ISSN：2288-4645
出版年度：2020
卷号：7
期号：12
页码：721-730
DOI：10.13106/jafeb.2020.vol7.no12.721
语种：English
出版社：Korean Distribution Science Association
摘要：This study investigates the impact of the country's governance on the revenue efficiency of 108 Islamic banks from 26 countries offering Islamic banking and finance products services. The technical efficiencies of individual Islamic banks have been analyzed using the Data Envelopment Analysis method. The data will be pooled across the selected countries and utilize the intermediation approach. The Ordinary Least Square estimation method is employed to examine the impact of country supervision and regulation on the technical efficiency of Islamic banks. As robustness check, the study examines the impact of the level of bank regulations and supervision on the efficiency of Islamic banks operating in different income-level countries. The results found that the stricter the supervisory power, the less strict capital requirement, the tighter the restrictions on non-banking activities, and the stricter the private monitoring enhance statistically significantly the level of efficiency of Islamic banks. In upgrading the regulations and supervision of the Islamic banks, the existing regulatory framework based on the Basel Committee on Banking Supervision (BCBS) must be complemented with the prescriptions on Islamic banking or Shariah compliance diligently, so that the Islamic banks could be regulated accurately and further improve the technical efficiency of their operations.
关键词：Supervision;Bank Regulation;Islamic Banks;Data Envelopment Analysis;Country Income Level