摘要:Ongoing balance of payments deficits and inflation have become characteristics of the Turkish economy since 1959 and this situation has caused the country to be foreign dependent in a significant way. This study, which evaluates concepts of current deficits and inflation through personal loans, focuses on the relationship of individual credit with inflation and current deficits.As a result of the study, it can be seen that there is no direct relationship between Individual Vehicle Loans, Individual Housing Loans, Individual Credit Cards, and Individual Consumer Credit and the direction of CPI (inflation). This means that the empirical findings do not present any evidence that individual loans give rise to inflation in Turkey. On the other hand, it is understood that there is a single directional causality relationship from TUFE towards Vehicle Credit and Credit Cards. This situation is explained by the fact that as inflation increases, an increase takes place in vehicle credit and credit cards in Turkey. On the other hand, a single directional causality relationship from CPI, Housing Credit, Credit Cards, and Vehicle Credit in the direction of the current account balance has been determined. This situation shows us that the increases in inflation and individual credit cause the current deficit to increase.
其他关键词:Economy, Inflation, Current Account Deficit, Consumer Loans, Housing Loans, Personal Credit Cards, Vehicle Loans.