文章基本信息

标题：An Empirical Analysis of Macroeconomic and Bank-Specific Factors Affecting Bank Deposits in Vietnam
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作者：Vu Thi Phuong Thao ; Le Trung Thanh
期刊名称：International Journal of Financial Research
印刷版ISSN：1923-4023
电子版ISSN：1923-4031
出版年度：2021
卷号：12
期号：2
页码：172
DOI：10.5430/ijfr.v12n2p172
出版社：Sciedu Press
摘要：This paper investigates the macroeconomic and bank-specific factors that determine bank deposits in Vietnam. To explore the association, A Fixed and random effect model was performed on a data set of 40 banks from 2006 to 2019. Studied bank-specific factors include capital adequacy ratio, profitability, bad loan, liquidity and listing. In addition, GDP and inflation are the macroeconomic factors considered. Based on panel data analysis, it is suggested that bank-specific factors such as bank size, bad loan, profitability GDP and inflation have a notable effect on bank depositsAmong these factors, profitability and GDP showed a positive effect on bank depositsIn contrast, Bank size, bad loan and inflation showed an insignificant effect on bank deposits. The study also highlights some new factors to provide a better understanding of bank deposits in emerging economies like Vietnam.
其他摘要：This paper investigates the macroeconomic and bank-specific factors that determine bank deposits in Vietnam. To explore the association, A Fixed and random effect model was performed on a data set of 40 banks from 2006 to 2019. Studied bank-specific factors include capital adequacy ratio, profitability, bad loan, liquidity and listing. In addition, GDP and inflation are the macroeconomic factors considered. Based on panel data analysis, it is suggested that bank-specific factors such as bank size, bad loan, profitability GDP and inflation have a notable effect on bank depositsAmong these factors, profitability and GDP showed a positive effect on bank depositsIn contrast, Bank size, bad loan and inflation showed an insignificant effect on bank deposits. The study also highlights some new factors to provide a better understanding of bank deposits in emerging economies like Vietnam.
关键词：deposit; macroeconomic; bank-specific; commercial banks; Vietnam