文章基本信息

标题：Plataformas de financiamento P2P: análise da viabilidade econômica de sistemas distribuídos de energia solar fotovoltaica
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作者：Adilson Giovanini ; Helberte João França Almeida ; Kleverton Costa Oliveira Saath 等
期刊名称：Textos de Economia
印刷版ISSN：2175-8085
出版年度：2020
卷号：23
期号：2
页码：1-27
DOI：10.5007/2175-8085.2020.e66845
出版社：UFSC
摘要：Objetive: The term Shared Economy is used by the specialized literature to identify how the Internet, smartphones andapplications are changing the dynamics of the world economy. On the other hand, it is common knowledge that Brazil ishighly dependent on the hydroelectric and thermoelectric energy matrix, although there is a great potential to invest in solarenergy. In this scenario, the present study seeks to identify if the P2P loan can be a source of financing for the purchaseof solar panels. To this end, we use the investment analysis approach (IRR, NPV, Payback, ROE) to assess economicviability. The results show that the investments are viable in different scenarios. Therefore, governments, entrepreneursand consumers can join forces and solve one of the biggest problems of economic growth in recent years.
关键词：Energia solar Fotovoltaica;Empréstimo P2P;Viabilidade Financeira