文章基本信息

标题：Literasi Keuangan Dan Perilaku Keuangan Karyawan Swasta di Kabupaten Jepara:
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作者：Hadi Ismanto ; Nisa Ihlasul Amaiyah
期刊名称：Jurnal Aplikasi Bisnis dan Manajemen
印刷版ISSN：2528-5149
电子版ISSN：2460-7819
出版年度：2020
卷号：6
期号：3
页码：468-468
DOI：10.17358/jabm.6.3.468
出版社：Bogor Agricultural University
摘要：Financial behavior is an interesting topic, given the consumptive Indonesian society. This study aims to analyze the relationship of financial literacy and demographic factors in determining the financial behavior of private employees in Jepara Regency. The sampling method uses purposive sampling and data is measured using a Likert scale 1 to 5. Data are analyzed using a quantitative approach including validity and reliability, multiple linear regression analysis, coefficient of determination, F-test, and t-test. The results of this study indicate that age, education level, income, and financial literacy simultaneously determine the financial behavior of private employees, but individually income does not affect financial behavior. High-income private employees need to control behavior in managing finances, reducing consumer spending and managing finances well.
关键词：multiple linear regression analysis; demographic factors; education; financial behavior; financial literacy