文章基本信息

标题：The Legal Basis of Depositor’s Fund in Banking Systems: A Comparative Analysis
本地全文：下载
作者：Hafiz Ali Ismail
期刊名称：Beijing Law Review
印刷版ISSN：2159-4627
电子版ISSN：2159-4635
出版年度：2020
卷号：11
期号：2
页码：602-613
DOI：10.4236/blr.2020.112036
出版社：Scientific Research Publishing
摘要：Banks generate a huge amount of profits by earning more money than what they pay in return to the customers although they depend heavily on depositor funds such as current and savings accounts. There are some reasons for banks not to return a part of the profits generated to the customers; one of the reasons is related to the legal basis in which the deposits are received. The paper examines, the legal basis of depositor accounts taking into consideration various legal and juristic views as expressed by scholars from different schools of law with the view of proposing specific solutions so as to ensure a fair distribution of profits between banks and their customers.
关键词：Banking;Deposit;Current Account;Saving Account;Reward