文章基本信息

标题：Impact of Liquidity on Profitability: A Study on the Commercial Banks in Bangladesh
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作者：Sujan Chandra Paul ; Probir Kumar Bhowmik ; Mehbuba Nayan Famanna 等
期刊名称：Advances in Management and Applied Economics
印刷版ISSN：1792-7544
电子版ISSN：1792-7552
出版年度：2021
卷号：11
期号：1
页码：73-90
DOI：10.47260/amae/1114
出版社：Scienpress Ltd
摘要：This research aims to investigate the effect of banks' liquidity on its profitability; with the ordinary course of business and in the medium term (10 years). A quantitative analysis is performed on a statistical sample of forty (40) commercial banks in Bangladesh. Secondary data is used to evaluate the performance of the last ten years (2009-2018) of the annual report of the commercial banks in Bangladesh with 206 bank years of data gathered to consider all Bangladeshi commercial banks. Proposed variables are: LDR, DAR, CDR, LAR and CR as liquidity representation; on the other hand, ROE is the profitability representation. Five hypotheses have been established to assess the effect of liquidity on profitability. Following a correlation and regression analysis, it is observed that LDR, DAR and CDR had a substantial effect on the profitability measured as ROE, but LAR and CR proved insignificant. Therefore, it can be concluded that, in general, the impact of liquidity has a significant effect on the profitability in the commercial banking sector of Bangladesh. By relying on this report; Bangladeshi banks will be best positioned to keep equality between its liquidity and profitability.
关键词：Liquidity; Profitability; ROE; Commercial Banks.