文章基本信息

标题：A Study on the Effect of Digital Inclusive Finance on the Financial Restraint of Small and Medium-sized Enterprises
本地全文：下载
作者：Huang Bo
期刊名称：E3S Web of Conferences
印刷版ISSN：2267-1242
电子版ISSN：2267-1242
出版年度：2021
卷号：235
页码：3014
DOI：10.1051/e3sconf/202123503014
出版社：EDP Sciences
摘要：Nowadays, how to ease the financial restraint of small and medium-sized enterprises effectively is becoming the hot research point. The development of digital inclusive finance provides a practical solution to ease the financial restraint of small and medium-sized enterprises. Based on China’s Digital Inclusive Finance Development Index and SME Board data, this paper finds that the development of digital inclusive finance significantly alleviates the financial restraint of SMEs. The coverage and depth of digital inclusive finance both significantly ease the financial restraint of SMEs. In addition, in regions with higher levels of financial development, the mitigation effect of the development of digital inclusive finance on the financial restraint of small and medium-sized enterprises may be weakened.
其他摘要：Nowadays, how to ease the financial restraint of small and medium-sized enterprises effectively is becoming the hot research point. The development of digital inclusive finance provides a practical solution to ease the financial restraint of small and medium-sized enterprises. Based on China’s Digital Inclusive Finance Development Index and SME Board data, this paper finds that the development of digital inclusive finance significantly alleviates the financial restraint of SMEs. The coverage and depth of digital inclusive finance both significantly ease the financial restraint of SMEs. In addition, in regions with higher levels of financial development, the mitigation effect of the development of digital inclusive finance on the financial restraint of small and medium-sized enterprises may be weakened.