摘要:This article is a summary of key elements that characterize the bank loan,which has noted an extensive development both in the West and in our country,which prompted us to address this issue,"The crediting activity in the current socio-economic context" considering that it is a subject that affects us all even if we are not players in the banking market. I chose this theme considering the fact that the market economy can not function without loans,the bank taking care to ensure,through credit,general economic equilibrium.