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文章基本信息

  • 标题:Time Preference,Delay of Gratification and Private Pension Decision
  • 其他标题:Zaman Tercihi,Hazzın Ertelenmesi ve Bireysel Emeklilik Kararları
  • 本地全文:下载
  • 作者:Cüneyt Can İŞCAN ; Aslı Elif AYDIN
  • 期刊名称:İşletme Araştırmaları Dergisi
  • 印刷版ISSN:1309-0712
  • 出版年度:2018
  • 卷号:10
  • 期号:4
  • DOI:10.20491/isarder.2018.531
  • 语种:English
  • 出版社:Isarder
  • 摘要:The purpose of this study is to examine how individuals’ time preferences and their delay of gratification skills affect their tendency to participate in individual pension schemes. In the study addressing the time preference construct,it is demonstrated that the likelihood to participate in private pension system increases as individuals dispositionally focused more on the future time. In addition,a significant relationship between marital status and having an individual pension plan was showed. Furthermore,when the delay of gratification skills of individuals is examined,a significant relationship between saving money as a child and saving as an adult with disposable income was found. However,there was no significant difference in the approach towards the private pension system of participants who did and did not save money during their childhood.
  • 其他摘要:Bu çalışmanın amacı,bireylerin zaman tercihlerinin ve hazzı erteleme becerilerinin bireysel emeklilik planlarına katılma eğilimlerine nasıl etki ettiklerini incelemektir. Zaman tercihinin ele alındığı çalışmada gelecek zaman odaklı olan bireylerin bireyse
  • 关键词:Private pension;time preference;delay of gratification;Turkey
  • 其他关键词:Bireysel emeklilik;Zaman Tercihi;Hazzın Ertelenmesi;Türkiye
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