出版社:Research Centre of Industrial Problems of Development of NAS of Ukraine
摘要:The influence of foreign banks on functioning of the banking market of Ukraine has been considered. In view of entrance of the foreign capital to the banking market,the National Bank of Ukraine has changed the classification of banks. The single criterion – by the asset value – was changed to the following three: banks with the State share in the capital,banks of the foreign banking groups,and two groups of banks were classified by the asset value. Presence of foreign banks in the Ukrainian market has been analyzed and it has been displayed that,despite significant inflows of foreign investment capital,expectations about the positive impact on reducing the cost of crediting in the country did not materialize. On the one hand,there have been certain positive developments,which partly heightened competition in the market of banking services. On the other hand,the foreign control over the national banking system has enhanced,competition between the national and the foreign capital has increased,likelihood of speculative operations has grown,volumes of crediting small and medium-sized businesses have decreased. Therefore,the State regulation of processes of integration of the national and the foreign bank capital should be based on protection of the national bank capital at the State level,which provides more stringent requirements when licensing the doubtful foreign banks.
其他摘要:Розглянуто вплив іноземних банків на функціонування банківського ринку України. З урахуванням приходу іноземного капіталу на банківський ринок Національним банком України було змінено класифікацію банків. Від єдиного критерію – величини активів – перейшли
关键词:banking market;classification of banks;foreign capital;foreign banks;the State regulation
其他关键词:банківський ринок;класифікація банків;іноземний капітал;іноземні банки;державне регулювання