文章基本信息

标题：Loan and Interest Rate in Romania. Evolutions,Correlations and Perspectives
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作者：Munteanu Irena ; Negrea Alexandru
期刊名称：Ovidius University Annals: Economic Sciences Series
电子版ISSN：2393-3127
出版年度：2010
卷号：10
期号：2
语种：English
出版社：Ovidius University Press
摘要：The relation between the volume of loan and the interest rate occupies an important role with economic theories. In the real economy,these theories are sometimes confirmed and at other times infirmed. This study proposes to identify the existing connection between the evolution of the loan and of the interest rate in Romania. The present macroeconomic context is very much different from that of the economic boom of 2004-2007 when the non-governmental loan grew every year,but also from the previous period when the credit products were very few and the categories of the eligible ones were even fewer. Although Romania’s economy has been through several stages during the past ten years,the study emphasizes the evolutions of the volume of loan and the correlation between the two macroeconomic indicators.
关键词：non-governmental loan;active interest rate;reference interest rate.