文章基本信息

标题：Challenges and Trends of Financial Technology (Fintech): A Systematic Literature Review
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作者：Ryan Randy Suryono ; Indra Budi ; Betty Purwandari 等
期刊名称：Information
电子版ISSN：2078-2489
出版年度：2020
卷号：11
期号：12
页码：1-20
DOI：10.3390/info11120590
出版社：MDPI Publishing
摘要：Digital transformation creates challenges in all industries and business sectors. The development of digital transformation has also clearly triggered the emergence of fintech (financial technology) initiatives, which are recognized as some of the most important innovations in the financial industry. These initiatives are developing rapidly, driven in part by the sharing economy, regulations, and information technology. However, research in the field of fintech remains in its infancy. Fintech offers several services, such as funding, payment (including electronic wallets), e-aggregators, e-trading, and e-insurance, and cryptocurrencies such as Bitcoin. This provides an opportunity to more closely examine fintech’s research challenges and trends. This study aims to (1) determine the state of the art of financial technology research; (2) identify gaps in the financial technology research field; and (3) identify challenges and trends for future research potential. The novel proposal in this study includes theoretical contributions regarding financial technology. Using the systematic literature review approach of Kitchenham, in addition to thematic analysis, meta-analysis and observation to validate the quality of literature and analysis, the results of this study provide a theoretical basis fintech research from an information systems perspective, including the formulation of fintech technology concepts and their development.
关键词：financial technology; fintech; systematic literature review; thematic analysis; meta-analysis financial technology ; fintech ; systematic literature review ; thematic analysis ; meta-analysis