文章基本信息

标题：ANALISIS KEAKTIFAN MANAJEMEN RISIKO DALAM MENENTUKAN KEBIJAKAN STRUKTUR MODAL, KEPUTUSAN PEMBERIAN KREDIT, TINGKAT RISIKO DAN PROFITABILITAS BANK UMUM
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作者：Heri Sudarsono
期刊名称：Derivatif
印刷版ISSN：1978-6573
电子版ISSN：2477-300X
出版年度：2020
卷号：14
期号：2
页码：234-245
DOI：10.24127/jm.v14i2.516
出版社：Universitas Muhammadiyah Metro
摘要：This study aims to analyze the activeness of bank risk management in influencing the capital structure policy, lending decisions, the level of bank profitability and risk. The samples used in this study were 4 banks that met the requirements in this study. The method used in this study was SEM (Structural Equation Modelling). Based on the research results, it can be concluded that the capital factor and risk management factors have a positive effect on the lending factor. Risk factors have negative effect on lending factors, capital factors and risk management factors have no positive effect on profitability factors. Risk factors have a positive effect on profitability factors, Lending factors have no positive effect on profitability factors, capital factors and risk management factors have positive effects on risk factors. Risk Management Factors and Profitability Factors have a positive effect on Capital Structure Factors, Risk Factors do not have a negative effect on Capital Structure Factors, Capital Factors and Lending Factors have no positive effect on Capital Structure Factors.
关键词：Risk Management; Capital Structure; Lending; Profitability; Risk