文章基本信息

标题：CHALLANGES OF IMPLEMENTATION THE INNOVATIONS IN THE NON-BANK FINANCIAL SECTOR OF UKRAINE
本地全文：下载
作者：Svitlana Mishchenko ; Dmytro Dorofeiev
期刊名称：European Cooperation
印刷版ISSN：2449-7320
电子版ISSN：2545-3483
出版年度：2019
卷号：3
期号：43
页码：20-34
DOI：10.32070/ec.v3i43.51
出版社：Consilium LLC
摘要：The article examines the current state and prospects for the introduction and implementation the innovations in the non-banking financial sector of Ukraine, which is considered as an independent systemic financial innovation in the domestic financial market. On the basis of analysis of the main trends of the non-banking financial sector, four main stages have been identified: 1991-1999 - the period of formation on the basis of the creation of new financial institutions and the use of new financial instruments, operations and technologies; 2000-2008 - the stage of extensive innovative development; 2009-2013 - post-crisis recovery; 2014 and to date - the transition to an intensive use of innovations. The main challenges hampering the implementation of financial innovations include the following ones: insufficient level of capitalization of financial institutions; imperfect legislative and regulatory framework; low level of inclusiveness of financial services; lack of managerial mechanisms for the implementation of financial innovations; insufficient level of supervision of the non-bank financial institution activities in the field of the use of financial innovations. The main types of perspective financial innovations are determined, and it is substantiated that the main directions of solving existing problems are the following: higher capital requirements, solvency and liquidity of financial institutions; ensuring efficient functioning of an extensive network of non-bank financial institutions and stimulating regional diffusion of financial innovations; increasing the level of corporate governance; improving the regulation systems of the non-bank financial institution activities in the field of using financial innovations based on the implementation the best European practices.
关键词：non-bank financial sector; system innovation; financial innovation; regulatory innovation; stages of innovation development; diffusion of innovations; inclusiveness of financial services
其他关键词：non-bank financial sector;system innovation;financial innovation;regulatory innovation;stages of innovation development;diffusion of innovations;inclusiveness of financial services