文章基本信息

标题：Determinants of the Islamic financial literacy
本地全文：下载
作者：Gatot Nazir Ahmad ; Umi Widyastuti ; Santi Susanti 等
期刊名称：Accounting
印刷版ISSN：2369-7393
电子版ISSN：2369-7407
出版年度：2020
卷号：6
期号：6
页码：961-966
DOI：10.5267/j.ac.2020.7.024
出版社：Growing Science
摘要：Financial literacy is one of the human capitals, which has a contribution in influencing financial behavior. In line with the development of Islamic financial products, the Islamic financial literacy is needed to be enhanced to support people’s financial decision making. This study aims to determine the dimensions of Islamic financial literacy. The study used 472 Sharia mutual funds’ individual investors who were collected using convenience sampling technique. Islamic financial literacy in this study was measured using 9 indicators. Based on exploratory factor analysis (EFA), two dimensions of Islamic financial literacy were extracted: the first dimension is labelled subjective knowledge of Sharia compliance and the second dimension is named subjective knowledge of riba and profit-sharing.
关键词：Islamic financial literacy; subjective knowledge; Sharia compliance; Riba; Profit-sharing