文章基本信息

标题：Determinants of consumer financial behavior: Evidence from households in Indonesia
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作者：Sri Zulaihati ; Umi Widyastuti
期刊名称：Accounting
印刷版ISSN：2369-7393
电子版ISSN：2369-7407
出版年度：2020
卷号：6
期号：7
页码：1193-1198
DOI：10.5267/j.ac.2020.9.008
出版社：Growing Science
摘要：Financial behavior can be defined as any behavior associated with money management. It has an important role in achieving someone’s financial wellbeing. This study aims to determine the factors of financial behavior in households based on the case in Indonesia. The study uses 229 samples collected with a convenience sampling technique. The primary data is collected by applying an online survey. The measurements of financial behavior consist of 21 indicators. Based on factor analysis, five factors of financial behavior are formed. The first factor is long-term planning, followed by short-term planning, saving behavior, the use of financial advisers, and undesirable behavior.
关键词：Long-term planning; Short-term planning; Saving behavior; The use of financial adviser; Undesirable behavior