文章基本信息

标题：Non-Uniform Wealth Distribution in a Simple Spatial Banking Model
其他标题：Non-Uniform Wealth Distribution in a Simple Spatial Banking Model
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作者：Gabriel Montes-Rojas
期刊名称：Journal of Applied Economics
印刷版ISSN：1514-0326
电子版ISSN：1667-6726
出版年度：2008
卷号：11
期号：1
页码：145-165
DOI：10.1080/15140326.2008.12040502
摘要：This paper uses a static spatial banking model with a non-uniform wealth distribution to provide theoretical assessments for differences in banks' prices and locations across regions. It assumes imperfect information, where banks know more about individuals if they are “near” the bank and individuals incur in a cost proportional to this distance to show the viability of their projects to the bank. A free entry model is constructed to account for banks' tendency to concentrate in rich regions and to charge lower prices. Comparative statics exercises show the effect of changes in the monitoring technology and wealth dispersion.
关键词：G21 ; L11