文章基本信息

标题：Choosing Health Insurance in a Dual Health Care System: The Chilean Case
其他标题：Choosing Health Insurance in a Dual Health Care System: The Chilean Case
本地全文：下载
作者：Ricardo Sanhueza ; Jaime Ruiz-Tagle
期刊名称：Journal of Applied Economics
印刷版ISSN：1514-0326
电子版ISSN：1667-6726
出版年度：2002
卷号：5
期号：1
页码：157-184
DOI：10.1080/15140326.2002.12040574
摘要：In Chile there is a public insurance system where people contribute a fixed percentage of their income, and also a private system where people pay a premium based on their personal characteristics. Using a large survey for 1996, we study the determinants of the decision to buy a private health plan. We find that the probability of buying a private health plan is positively correlated with income and living in areas with private health services providers. This probability decreases as families become older, and with a larger proportion of fertile age females. We also find that people who are more likely to demand health services prefer to buy a private health plan, and that people enrolled in a private health plan increase their use of health services. The segmentation observed in the health sector relates with the way private insurers and the public insurance system set their premiums.
关键词：D81 ; I11