文章基本信息

标题：ANALISIS PENGARUH FAKTOR EKSTERNAL DAN INTERNAL PERBANKAN TERHADAP LIKUIDITAS PERBANKAN SYARIAH DI INDONESIAPERIODE JANUARI 2003 – OKTOBER 2015
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作者：Lina Nugraha Rani
期刊名称：al-Uqud: Journal of Islamic Economics
印刷版ISSN：2549-0850
电子版ISSN：2548-3544
出版年度：2017
卷号：1
期号：1
页码：41-58
DOI：10.26740/jie.v1n1.p41-58
出版社：Universitas Negeri Surabaya
摘要：Penelitian ini untuk mengetahui pengaruh faktor eksternal (Kinerja Ekonomi(EK), Inflasi (INF), Krisis Keuangan Global (D07)) dan internal (Non Performing Financing (NPF) dan Tingkat Pengembalian Deposito (RRD) perbankan terhadap likuiditas (FDR) Perbankan Syariah di Indonesia. Data yang dikumpulkan secara bulanan dari Januari 2003 – Oktober 2015. Data tersebut diuji unit akarnya dan diuji kointegrasi dengan menggunakan Eviews 6.1. Berdasarkan hasil uji kointegrasi menunjukkan bahwa dalam hubungan jangka panjang : variabel EK dan NPF memiliki pengaruh secara signifikan dan negatif terhadap FDR, variabel RRD memiliki pengaruh secara signifikan dan positif terhadap FDR sedangkan variabel INF dan D07 tidak berpengaruh secara signifikan terhadap FDR. Perbankan Syariah harus memperhatikan peningkatan pemasaran produk untuk meningkatkan likuiditas sekalipun kondisi perekonomian bagus dan menurunkan tingkat pembiayaan bermasalah untuk meningkatkan likuiditas perbankan Syariah.
其他摘要：Liquidity is the fulfillment of bank liabilities that must be considered in the Islamic banking operations and errors in the management of liquidity can cause loss of Islamic banking which have an impact on the decline for the profit sharing to deposits customers and shareholders of Islamic banking. This study was to investigate the influence of external factors (Economic Performance (EK), inflation (INF), the Global Financial Crisis (D07)) and internal (Non Performing Financing (NPF) and Rate of Return (Deposit)of banks to liquidity (FDR) of Sharia Banking in Indonesia.Data were collected on a monthly basis from January 2003 - October 2015 times series data are tested by unit root and cointegration using Eviews 6.1. to determine the relationship between the variables in the long run.Based on the results of cointegration tests indicate that in long term relationships, NPF and EK variables have a significant and negative influence on the FDR, RRD variables have significant and positive influence on the FDR while variable INF and D07 does not have a significant influence on the FDR. It can be concluded that the Islamic banking must pay attention to the increase in marketing of Islamic banking products to increase liquidity despite good economic conditions and lower financing problems to increase the liquidity of Islamic banking.
关键词：FDR; Banking External and Internal Factors (Economic Performance; Inflation; Global Financial Crisis; NPF; Rate of Return (Deposit);
其他关键词：FDR;Banking External and Internal Factors (Economic Performance;Inflation;Global Financial Crisis;NPF;Rate of Return (Deposit);