摘要:In creating and maintaining sound banking, it is necessary for banking
institutions to get effective guidance and supervision from the government,
especially the Central Bank of Indonesia. To determine and analyze the
effect of Loan to Deposit Ratio (LDR), Capital Structure, Operational Costs
Operating Income and Non-Performing Loan (NPL) on Return on Assets
(ROA) in Banking Companies listed on the Indonesia Stock Exchange Period
2014-2018. The current study is quantitative with explanatory design. The
population of the study consists of 45 banking companies listed on the
Indonesia Stock Exchange in the period of 2014-2018 and the study sample
consists of 21 banking companies listed on the Indonesia Stock Exchange
within the same time period. The findings show that the LDR, Capital
Structure, Operational Costs Operating Income, and NPL simultaneously
have a positive and significant effect on ROA. LDR and Capital Structure
partially do not affect the ROA. Operational Costs Operating Income and
NPL partially negatively affect the ROA of Banking Companies listed on the
Indonesia Stock Exchange in 2014-2018.
关键词:Loan to Deposit Ratio;
Capital Structure;
Operational Cost of
Operational Income; NonPerforming
Loan; Return
on Assets